Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. Learn more about Birdeye. Get more reviews from your customers with Birdeye. Dominate search results. Beat local competitors. Grow your business. Easy, done. OneMain Financial Claim this profile This business is unclaimed. Claim this business for free.
Closed now. Top Finance in your area. Pure Financial Academy. Private Client Advisory Inc. Wiser Wealth Management Inc. Morris schneider wittstadt, Llc. Titlebucks Title Loans. Was this review helpful? Yes There are 7 helpful reviews 7 No. Report Share. Official response from OneMain July 16, We appreciate and read through all of our reviews, both positive and constructive.
We strive to keep our pay rates competitive with our industry and geographic locations. We will share your feedback with our compensation review team. This company was much better to work for when owned by Citigroup. Personal loan and processing and collecting. Real Estate refinancing. Matching customers needs to optional insurance products. I learned how to form an alliance with similar finance companies to skip trace and locate customers for collection purposes.
Learned how to pull credit reports and analyze the information. Pros Competitive Pay. Cons Did not know what time you could leave to go home. What people like. Areas for improvement. Rate your recent company Share your experience to help others. Help us improve! More reviews from Branch Manager. Constantly changing bonus structure. What is insulting is to have a company post massive profits above and beyond prior year and then say they can't afford raises. That's bull. Guess who made you those raises??
Stay away. Very poor managment, it is a very unprofessional place to work, work ethic is horrible management is awful, they stress you out on your goals and they threaten to write you up and fire you if you don't meet goals, they burn you out on meeting sales goals, and if not you have to work many late nights and many Saturdays.
Success depends on location. This company has developed into a chew em up and spit em out machine with their employees. If you have problems with poor performance from your employees it is difficult to hold that person accountable. So the managers bear the brunt of threats of write up or disciplinary action if goals aren't met. Sales goals vary with no reasonable explanation when offices are less than 5 miles apart. District Managers routinely disappear and reappear during the day.
Some are great at training, and some are awful. Particularly this company rewards the good ol boy network attitude. If your district is losing talent and performance is low, it's your District Manager. To be successful you need to be at the right location with good goals. They're currently experiencing an exodus of talent due to stubborn management and the refusal to think outside of the box when hiring.
Great Culture. Poor work life balance , all about metrics. Upper management will focus you to work almost every weekend. Same old thing day to day. Same old thing day to day, goals goals goals, collection calls collection calls collection calls, secured loans secured loans. And will turn down unsecured loans even when customers are approved. Not ethical. More reviews from Covington, GA.
Poor Company. This company didn't care about it employees and took serious situation as a joke. Management was often incompetent and self absorbed. Its ok. Onemain Financial isn't a great place to work. Lots of favoritism was shown. The district manager is disrespectful. This is definitely not the job for a single parent. Productive and incresing precentage on a daily basis. Received applications from low income customers for government phones thru a nationwide company based in Covington ga.
My duties were to check all information that I received as far as social security numbers, insurance cards and basic information. I learned a lot about different cultures, and the many different types of license and different ways they can look. Management could be difficult based on the security of having the responsibility of having customers personal information.
Our Verdict. Pros Designed for low credit borrowers Offers secured options Evaluates entire credit and income history instead of credit score. Our ratings take into account loan cost, loan details, eligibility and accessibility, customer experience and application process.
All ratings are determined solely by our editorial team. Loan amounts. APR range. Minimum credit score. OneMain Financial does not disclose this information. OneMain Financial Personal Loan Purposes Permitted uses Prohibited uses Debt consolidation Gambling Home improvement Illegal activities Recreational vehicles including boats, motorcycles and RVs Starting a business Life events like moving, getting married or dealing with emergencies Investing in securities Going to college or vocational school.
Loan term lengths. Loan Costs APR. Origination fee. OneMain charges either a flat fee or a percentage, depending on state laws. Late payment fee. Percentage fees range from 1. OneMain Financial does not penalize borrowers who want to pay off their loan before the term expires. Non-sufficient funds fee. Government fees. OneMain Financial is unique among personal loan lenders in that it operates a network of physical branch locations around the country.
If you prefer doing business in person, you may really appreciate this. Mobile app. OneMain Financial offers a bare-bones app that you can use to manage your account, including looking up payment details, making payments and checking your VantageScore. Co-Signers Collateral If you need additional resources to help qualify for a loan or receive a larger loan amount, OneMain Financial accepts collateral of sufficient value to help reduce this risk you pose.
OneMain Financial allows you to check your rate easily on its website by entering a few quick details about yourself, such as your income and personal details. Submit documentation. This includes documents like a copy of your ID, proof of income such as tax returns or pay stubs and proof of residency. Sign the loan agreement. OneMain Financial will draw up a formal contract with all of the rates, terms and fees for your loan. Receive your money. You can receive your money in two ways: in person via a check from a OneMain Financial branch or as a direct deposit into your bank account.
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Something went wrong. Please try again later. After the company's several acquisitions by different joint venture agreements, it was officially established in November and made public in October Nowadays, OneMain Financial provides personal loans in the United States with over branches in 44 states. OneMain Financial is the leader in providing responsible loan options to non-prime customers.
Its personal loans are a good choice for individuals with minimal credit FICO scores of or lower. They give some payment flexibility and loan options to foe lower interest rate. You can either provide collateral or a co-signer for the application. You can apply to either unsecured or secured loans without prepayment penalties, but with fixed rates.
OneMain Financial charges an origination fee of either a flat fee or a percentage, depending on state rules. Personal loan is one method to cover the wide range of monthly expenses in your life, from debt consolidation, vacations, and medical bills. The rate and product you qualify for are based upon several criteria, including the loan term lengths, amount, credit history, income, spending, other financial commitments, and collateral availability. Aside from personal loans, OneMain Financial also provides auto loans as a viable alternative.
With this financing, you may acquire your ideal vehicle and save time on the hassles of dealerships. A car purchase loan is a type of loan used to finance the acquisition of a new or used vehicle. This vehicle becomes collateral to repay the debt. If you've been approved for the loan, you may start looking for your motor vehicle. OneMain Financial offers a convenient and straightforward funding process that enables you to get paid in your bank account as soon as the next business day.
You can complete the application process entirely online, and you will have several options to make payments. The company allows making your repayments through OneMain Financial's website or Mobile App, or you can also visit their branch or pay by mail and participating retailers.
High origination fee. The origination charge varies by state, with some states charging a fixed amount and others relying on a percentage of the loan amount. OneMain Financial is a perfect option for personal loans, especially for borrowers with bad credit scores. However, the interest rate might be heavier than any other loan. You can apply for OneMain Financial loan as long as you provide the loan documents needed to verify your identity and repayment ability. There is no interest rate for setting up automatic payments with OneMain.
Before you qualify for a loan, you will be required to provide a copy of a valid, government-issued ID e. OneMain loan doesn't have any complicated requirements, but it focuses on your capability to meet the monthly payment schedule. If you have sufficient income and a responsible credit history of supporting the actual loan terms, you will be an eligible candidate for the OneMain loan. OneMain Financial loan funding can be obtained by direct deposit or in person.
You can receive your loan funds directly into your bank account or get them at the branch during the loan closing. You can get your first loan that same day your loan is qualified. Actual loan terms depend on your ability to fulfil our credit requirements.
OneMain Financial is an online loan provider that accepts applications online or at its locations. It primarily services non-prime borrowers, with the majority of OneMain personal loans coming to customers with a credit score of or below. Springleaf Holdings, Inc. OneMain Financial was retained as the new company's name. You must be at least 18 years old in the majority of states to qualify for a loan.
OneMain Financial will require a copy of your government-issued identification, proof of residency, and income. The company also needs to know your financial and credit history, income and expenses, loan purpose, state of residence, and whether you have filed for bankruptcy to qualify you to get personal loans.
It has a loan term of two to five years with an estimated Based on your financial situation, OneMain Financial may opt to accept you for a new personal loan immediately after paying off a previous personal loan. Yes, since , OneMain Financial has been a reputable loan provider. Furthermore, OneMain Financial is licensed to operate in the states it serves, which is a legal requirement for a viable lender.
OneMain Financial calculator will allow you to calculate an approximate payment schedule for the loan. The lending company has a physical address and a secure website. Physical address should be an actual office address, and only a Post Office box is not enough. You can recognize the secure website with a padlock icon near a domain name. The money lending company is always interested in your credit history. The lender provides you its money, and you should beware of its proposal if a financial company doesn't seem to expect your repayments.
Lending organizations should clarify their fees before you sign a loan agreement. Furthermore, all details should be transparent to you as a borrower. Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.
Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate. It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars. However, you must be sure that you are ready to repay following your loan documents.
Leave feedback. Apply Login. Car Loans Aside from personal loans, OneMain Financial also provides auto loans as a viable alternative.
Want one-on-one assistance? Call us today at. Find the closest OneMain Financial branch to you in the Covington, GA area. Get branch details and apply online for your personal loan or auto loan today. Get directions, reviews and information for OneMain Financial in Covington, GA. Highway N, Covington, GA ()